Chime – Mobile Banking
Chime: The Most Trusted Banking App. Enjoy Flexible Pay with MyPay, Fee-Free Overdrafts with SpotMe, and Credit Growth with Credit Builder.
Chime is a fintech company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC. The Chime Visa Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank, pursuant to a license from Visa U.S.A. Inc. The secured Chime Credit Builder Visa Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, pursuant to a license from Visa U.S.A. Inc. Accepted at all Visa locations.
SECURE BANKING
Monitor your funds with instant transaction and daily balance alerts. Activate two-factor authentication and block your card with one tap.
FLEXIBLE PAY
Access up to $500 of your pay anytime with no credit check, no interest, and no mandatory fees using MyPay. Get it free within 24 hours or instantly for $2.
OVERDRAFT PROTECTION
Eligible members can overdraft up to $200 fee-free on Chime debit card purchases and in-network ATM withdrawals.
NO MONTHLY FEES
Your money shouldn't come with costs. Chime has no monthly fees, minimum balance fees, or foreign transaction fees. Plus, access 50k+ fee-free ATMs at locations like Walgreens, 7-Eleven, CVS, and more.
CREDIT BUILDER
Use the Credit Builder card to increase your FICO Score by an average of 30 points with regular on-time payments. No interest, no annual fees, no credit check to apply.
TRANSFER MONEY FREE
Send money to anyone as fast as a text – with no transfer fees.
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MyPay line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A.
^MyPay is a line of credit. Available limits estimated are based on income and risk-based criteria and range between $20 – $500 per pay period. Chime Checking Account and qualifying direct deposits required to be eligible for MyPay. MyPay is currently only available in certain states. Terms and conditions apply, see www.chime.com/mypay for details.
~Option to get funds instantly for $2 per advance or get funds for free within 24 hours. See Bancorp MyPay Agreement or Stride MyPay Agreement for details to www.chime.com/policies.
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